Thank you Lexington Law Firm for sponsoring this post. A high service partner and consumer advocate that will help you fight for the credit you deserve!
Growing up no one ever taught me about the importance of credit. To be honest, I didn’t realize a credit card was spending money that you didn’t actually have in your bank, and that if you weren’t able to pay it all back right away, that you would pay interest. Once I became an adult and had the rush of having my first credit card, I quickly realized how easy it is to spend above your means. I actually got into a bit of a credit card debt, and credit repair isn’t easy. Derogatory marks can stay on your credit report for up to 7 years. Also, if you don’t know what you are doing, it’s really hard to settle credit debts, or to remove those remarks from your reports. This is one of the reasons I am so passionate about being financially savvy and I like to share that information with my readers and besties.
However, I wanted to share an amazing solution that could really help any one of you to repair your credit. Lexington Law Firm is one of the oldest and most respected names within credit repair. They are actually the only people with both the legal experience and technology to advocate and drive results for consumers. They provide more than half a million people with the ease to have affordable legal help and the resources needed to navigate all the complexities that come with credit repair. Improving your credit score really does take time, but it can be done. All of us have the right to good credit, and we have the law on our side to help fix any mistakes.
The whole credit repair industry has significantly grown in the past few years, and there is a lot of fact vs. fiction information. You need to be educated that errors can and NEED to be fixed. These errors, are what stop you from buying a house, a new car, taking out private school loans, and creating a safety net for your future. How do you even know if your credit is considered “bad”? Well if you have a score under 560, then that is not good. People with these low credit scores are considered risky to lenders. Lenders feel that people with low credit cannot pay their bills on time. They also worry you won’t be able to pay them back because perhaps your revolving credit is too high and you owe another creditor too much. I learned a lot about what kind of credit my husband and I needed to have when we got married and bought a house. It’s a lot to think about and I was really worried that we wouldn’t be able to do things we had been dreaming of. I am actually still in the process of repairing my credit.
Lexington Law Firm believes that all of us have the right to a fair, accurate, and substantiated credit report. They can navigate the whole credit repair process by taking their knowledge and the power of the law to fight for our rights to good credit. I bet you are wondering how this company can repair your credit, when it seems daunting to do it yourself. Well, it’s because Lexington Law Firm has strong relationships with all three of the credit bureaus: Equifax, Experian, and TransUnion. Having not only these relationships, plus an expertise in knowing how to remove the errors, this enables the team to communicate more efficiently for you.
Lexington Law Firm wants to make sure that even after your credit score is repaired that you will have the knowledge to continue to monitor and even increase your score as you go. This is why they are such an amazing company that I would put my trust in. You can actually do what I did, and schedule a free personalized credit consultation to see if they are the right fit for your needs.